Do you already know how much home you can afford? There is nothing more frustrating than looking for a home, finding the perfect home, then discovering it is out of your price range. Speak with a lender to learn about the different financing options available to you. When you find the right lender, get the paperwork processed so you will be ready to buy once you find your perfect home.
In order to determine the amount of home you can afford a lender will use your debt-to-income ratio to determine the percentage of your pre-tax income you spend on debt. Your debt ratio will include: monthly housing costs, car payments, credit cards, student loans, and any other installment debt. If you take on more debt before buying a home it will have an impact on the amount of the loan that the lender will finance.
In order to make an educated decision you need to know what is available and how much it is going for. You can browse all the active listings from our website. Once you have found some homes that you are interested in, save those searches and sign up for property notifications so that new listings will be emailed to you. The best homes move fast. Make sure you're on top of the available inventory at all times so you do not miss out.
The last thing you want to discover after you have bought a home is that you have purchased a 'money pit'. A 'money pit' is something we say is a home full of defects which will end up costing you a lot of money. Save yourself from future litigation by bringing in a licensed home inspector before you buy. If any problems are found, the report will help you make an informed decision.
If you need to sell your home fast, you need a professional that knows exactly how to do that. A Real Estate agent can help you assess what your home and your MLS listing needs to stand out on the market. An agent will help you price your home accordingly and try to get you the most money for your house.
Most homebuyers will start their home search online and will make many judgments based on the quality of the photos they see. Rent a wide-angle lens or have a professional photographer come take photos of your home. Lots of high quality photos on a bright, sunny day will make your home look bigger and more inviting.
Homes that are professionally staged sell faster and for more money than homes that are not. Homebuyers want to picture themselves living in your home. Arrange furniture in a way that promotes a good flow when showing the home. A professional stager can be a great resource to help sell your home quickly.
Hire any services for cleaning or repair prior to showing. Having a sparkling clean, clutter-free home is a low-cost way to help present your home at its best and draw more interest. It will generally only take one day for a cleaning service to make your home look its cleanest. Set the stage!
- Be more likely to realize the highest return on the sale of your home
- Reduce the number of days your home is on the market
- Become familiar with all the terms, processes and paperwork involved in selling your home
- Have confidence that your home will enjoy exposure to more buyers and agents with qualified buyers
- Receive regularly updated market information that will enable you to make informed decisions
- Have a skilled negotiator working on your behalf
- Have peace of mind knowing that all the details of your sale are being handled properly by a licensed and trained professional